Frequently Asked Questions
Quickly and easily find answers to the most common questions we get asked.
No. Membership at Darden Credit Union is open to the public. Anyone can join and lock in these limited-time CD rates in under 5 minutes. When you visit our membership page, just choose: “None of the Above – I’d like to qualify by joining the ACC.”
Your rate is fixed for the full term you select (7, 13, 19, or 25 months). Upon maturity, your CD Special will automatically renew into a standard, non-jumbo share certificate at the corresponding term (6, 12, 18, or 24 months) at the prevailing rate, unless you make changes during your grace period.
Yes. Your funds are federally insured by the National Credit Union Administration (NCUA). Through our excess coverage programs, protection extends up to $15 million, giving you complete peace of mind while your money grows.
You can open your account online in under 5 minutes if funding with $5,000 or less. However, if you are transferring more than $5,000 from another financial institution, you must complete the setup in person at any Darden Credit Union branch.
- Standard CD Specials (7, 13, 19, or 25 months): Requires a $500 minimum opening deposit.
- Jumbo CD Specials: Requires a $100,000 minimum balance to maintain the premium 4.15% APY rate.
You may easily update your address, phone number(s), and email address through digital banking. Once you have logged in, select the Settings option, and then click the Contact tab. If you have any difficulty, you may also call us at 877.906.9328 or stop in one of our branches and we can update your contact information.
You may send us a secure message through online banking or mobile banking.
- In online banking, select the down arrow next to your profile image and name. From the dropdown, select the Messages option.
- In mobile banking, select the Messages menu option and click the Compose tab.
When transactions post to your accounts, they can be categorized to give you a better idea of how much money you are spending in certain areas. For example, if you would like to know how much you are spending on transportation, you can categorize transactions using the Auto & Transport category. Under this category, there are more specific selections to choose from; such as, Gas & Fuel, Parking, Services & Parts, and Tires.
BNPL offers are found in Digital Banking within the "Pay & Transfer" menu.
Desktop: Click “Pay & Transfer” to expand the menu.
Mobile app: Tap “More” and then tap “Pay & Transfer” to expand the menu.
Locate the transaction that you would like to categorize and select the “Add a category” button underneath it. From the list of categories, you can choose the one that is most appropriate from the drop-down menu. You can also split the transaction in to multiple categories if more than one applies.
- About Darden Credit Union
- Account E-Statement
- Bill Pay
- Borrowing
- Buy Now, Pay Later
- Catalyst Connect Checking
- Catalyst Member Rewards
- CD Specials
- Checking Account
- Credit Card
- Debit Card
- Evolve Young Adult Checking
- Extended Share Insurance
- External Account
- General Account
- General Digital Banking
- Greenlight
- IRA Account
- Loan Servicing
- Mobile Deposit
- Mortgage
- Share Certificate
- Transfer Money
- Zelle®