Privacy Policy

FACTS WHAT DOES USF FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

At USF Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by USF Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • payment history and transaction history
  • credit history and income

When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons USF Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does USF CU share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes — information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes — information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share

 

Questions Call us at (813) 569-2000 or Toll Free (800) 763-2005; visit our website at www.usffcu.com; or write to us at USF Credit Union, PO BOX 47989, Tampa, FL 33646-0117

 

Who we are
Who is providing this notice? USF Credit Union

 

What we do
How does USF Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does USF Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • use your credit or debit card or pay your bills
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • USF Credit Union does not share with our affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • USF Credit Union does not share with non-affiliates so they can market to you.
Joint marketing

A formal agreement between USF Credit Union and a non-affiliated financial company where we jointly market financial products or services to you.

  • Our joint marketing partners include financial service providers and insurance companies.


For Zelle ® users, we may collect information in addition to the above. Such information includes your mobile device settings, unique device identifiers, and contact lists.

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