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Insurance

At DCU, we want our members to feel secure while getting the very best value in insurance. That’s why we have partnered with a dedicated team of insurance professionals to bring you affordable auto, home, life, AD&D and hospital accident insurance.

TruStage® Auto & Home Insurance

Working with carefully selected insurance companies, TruStage can provide discounted rates for credit union members.

You could benefit from accident forgiveness, 24-hour roadside assistance and a 12-month rate lock by switching today. They'll even replace your car if it's totaled with a model that's one year newer.

Get a Quote

TruStage® Life Insurance

Obtaining a life insurance plan can help your family thrive financially when you’re gone, and assure that your dreams for them become a reality.

TruStage will work with you to select a policy that’s right for your budget, with ongoing support and no hassle.

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Accidental Death & Dismemberment Insurance

If an accident happens to you and your family, your membership at DCU affords you the many benefits of Accidental Death & Dismemberment Insurance.

We make outstanding protection available to you at affordable group rates through Minnesota Life, and DCU members may qualify for $2,000 worth of insurance coverage at no cost. Plus, you've got guaranteed acceptance for up to $300,000.

Get a Quote

Andrea L. Heger, Licensed Insurance Agent #2277322
0122
1947555

Hospital Accident Insurance

When a covered accident lands you in the hospital, DCU members can collect daily cash benefits of up to $1,800 with a Hospital Accident Plan through Franklin Madison Group.

  • $1,800 a day Intensive Care Confinement
  • $900 a day Hospital Confinement
  • $450 a day Emergency Room Treatment

All cash benefits are paid directly to you, in addition to any other insurance you may have — all yours to spend any way you want.

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[This is an offering for insurance. It is not a deposit, not FDIC insured, not guaranteed by the bank and not insured by any federal government agency.]
This is an accident only policy and does not pay benefits for loss from sickness.

This information is a brief description of the important features of this insurance plan, not an insurance contract. Actual coverage is subject to the language of the policy including applicable exclusions and limitations, and may not be available in all jurisdictions. Insurance product offered by Franklin Madison Group, LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services, LLC. Insurance is underwritten by Federal Insurance Company, a Chubb company. Chubb, PO Box 1600, Whitehouse Station, NJ 08889.

Confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75.

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Use it to pay for major expenses, debt consolidation and more

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Grow your savings with competitive rates

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Our lending experts are here to help you buy or refinance

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Answers to members' most frequently asked questions

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Loan protection and insurance products are not NCUA/NCUSIF/FDIC insured.

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Darden Credit Union, A Division of USF Credit Union • Routing #263183159

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