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Personal Loans

Low-rate, fixed-term options designed to fit your unique circumstances.

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Pay no fees when you transfer balances from higher-rate cards.

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Enjoy up to 100% financing and no private mortgage insurance.

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Personal Loans

DCU offers low-rate, fixed-term personal loan options designed to fit your unique circumstances. Our experienced lending team will work with you to get the cash you need for a variety of expenses, including:

  • Debt consolidation 
  • Home improvement and repair
  • Medical and dental
  • Travel
  • Holiday spending

Personal Loan Rates

We’re dedicated to providing the highest level of service to our members, along with competitive personal loan rates. Click on the type of loan you’re interested in to see today’s rate.

Questions? You can reach our Member Service Center by calling 877.906.9328 or sending an email.

APR*
as low as 10.99%
APR*
as low as 10.49%
APR*
Share Rate + 2.50%
  • Apply Now

Line of Credit

A line of credit gives you the flexibility to borrow funds when you need them, repay the loan, and borrow again as needed. You’ll only pay interest on the amount of money you borrow. To access funds from your line of credit, simply make a transfer into your checking or savings through online or mobile banking.

Share Secured

A share secured personal loan can help you build or repair your credit, or make a purchase without dipping into your savings. With a share secured loan, you borrow against funds in a savings account or certificate and receive a low, fixed-rate loan while still earning interest on your deposit.

More Ways We Can Help

Credit Cards

Low rates, no annual fee and no balance transfer fee

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FAQs

Answers to members' most frequently asked questions

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Home Equity

Use it to pay for major expenses, debt consolidation and more

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Contact Us

Send us an email, give us a call or visit one of our branches

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Darden Credit Union, A Division of USF Credit Union • Routing #263183159

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   Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the U.S. Government.

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